Mutual funds is - mutual funds. Such structures are active and have long been used by investors in Europe and the U.S.. Modern fund - an investment portfolio, which included - stocks, bonds, and cash. Mutual investment fund managed by a special company (CC), on behalf and in the name of mutual fund investors.
Today there are more than 50,000 mutual funds available to international investors. Funds distinguish between "open" and "closed." The main difference between them is in how funds are structured in terms of pricing. "Open" funds released and buying back its shares on demand (when the investor invests money or redeemable shares). "Private", as well as public companies, produce specified number of shares, which locates and then sell them on the stock exchange like any other stock. Value of such shares does not depend on the total value of the assets, and investor demand for its shares.
In Russia, the first mutual fund appeared approximately 8-15 years ago .. Now it is difficult to find a place where they had not been advertised.
Basic concepts, which are usually operate in this environment, the following:
Investments - (German Investition, as well as from Latin. Investio - dress), long-term capital investments in the industries within the country and abroad.
PIF - a form of collective investment ..
Pai (investpay) - in this context: the registered certificate confirming that the owner has an interest in the property.
Yes, and it makes sense to specify a fairly common misconception about the management company and the trust.
The first - the very form an investment portfolio - is not easy. Decision is best left to the professionals of the issue.
Second - the remuneration of the management company does not exceed 5-10% (usually - 5%, occasionally - 10.8%). Shareholders for the costs usually are subtle. But the promise to guarantee the profitability of shares may only own management company.
So mutual funds - is the concentration and integration tools that knowingly invested in trust by the Criminal Code (the Management Company). The initial contribution is usually small. Today can be a shareholder with a few thousand rubles (translated into foreign currency usually is enough 300-500 U.S. dollars.
Funds are also differ from each other in that, in which assets are invested money shareholders. Mutual funds are divided into: bond funds, equity funds, balanced (or mixed) funds, other funds.
Of course, you can still talk a lot about the various mutual funds. But the main advantage of such structures fully disclosed herein.